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We are seeking a hands-on Payments Solution Architect to lead the technical design of complex banking integrations and modern fintech implementations. This role blends deep technical delivery with strategic pre-sales and consulting, serving as the technical bridge between banking requirements and cross-functional teams. As the guardian of Security & Compliance (PCI DSS), you will ensure all solutions are mission-critical, scalable, and secure by design.
**Responsibilities**
* Integration & Solution Design: Architect complex connections within banking ecosystems (API orchestration, Core Banking), applying Enterprise Integration Patterns to ensure high performance and scalability
* Pre-Sales & Consultancy: Process RFPs, create technical proposals, and lead customer workshops to present architectural vision
* Architecture Audits: Conduct solution architecture reviews and audits of existing infrastructures, creating detailed remediation reports and design documents
* Security Strategy: Define granular security architectures (HSM, Key Management) to ensure strict PCI DSS compliance across all workflows, including AI and Crypto layers
* Innovation Implementation: Lead the technical adoption of GenAI/ML tools and Crypto/Digital Asset services into traditional banking rails
* Technical Oversight: Guide development teams through customization and deployment, ensuring code quality and production readiness
* Cross-Practice Collaboration: Partner with Mobile, Web, and Data practices to ensure seamless end-to-end implementation of payment products
**Requirements**
* Experience: 7+ years in development (Java/.NET) and 5+ years in Solution Architecture designing relational/non-relational systems
* Domain: Expert knowledge of PCI DSS, Card Schemes, and Banking Standards (ISO 8583/20022)
* Architecture: Deep experience in API integration, Microservices, and Event-Driven Architecture
* Quality Attributes: Strong understanding of designing high-performance, scalable, and mission-critical applications
* Innovation: Practical understanding of implementing AI/ML and Crypto/Digital Asset solutions
* Modern Delivery & Ops: Strong knowledge of DevOps and MLOps best practices to support continuous delivery of intelligent payment solutions
* Infrastructure: Experience with Cloud (AWS/Azure/GCP) and On-premise hybrid environments
* Soft Skills: Proven leadership in architecture engagement, fluent English, and ability to communicate directly with C-level stakeholders
**We offer**
* We connect like-minded people
* Delivering innovative solutions to industry leaders, making a global impact
* Enjoyable working environment, whether it is the vibrant office or the comfort of your own home
* Opportunity to work abroad for up to two months per year
* Relocation opportunities within our offices in 55+ countries
* Corporate and social events
* We invest in your growth
* Leadership development, career advising, soft skills and well-being programs
* Certifications, including GCP, Azure and AWS
* Unlimited access to LinkedIn Learning and Get Abstract
* Free English classes with certified teachers
* We cover it all
* Participation in the Employee Stock Purchase Plan
* Monetary bonuses for engaging in the referral program
* Comprehensive medical & family care package
* Five trust days per year (sick leave without a medical certificate)
* Benefits package (sports activities, a variety of stores and services)
EPAM Georgia is a team of innovators united by a passion for technology. The dynamic and inclusive culture we embrace helps positively impact our communities, clients, and employees. Here you will collaborate with multi-national teams, contribute to numerous cutting-edge projects, deliver the most creative solutions, and have an opportunity to learn. Our people are at the heart of our success, and we are proud to provide talents with a solid ground to develop and grow.